Bikhchandani-Hirshleifer-Welch (1992): rational agents follow the crowd, ignoring private signals
In a Bayesian model, agents act sequentially, observing prior choices but only their own private signal about the true state. A cascade starts when it becomes rational to ignore your private signal and follow the crowd.
Agent n observes log-odds update:
Cascades are fragile: they rest on thin information. A small shock can break them. This explains fashion, technology adoption, bank runs, and herding in financial markets.
Even with correct signals, wrong cascades happen: if early agents (by chance) all choose wrong, all subsequent agents follow — a rational cascade to the wrong outcome.